UNIVERSITY ^of ARKANSAS

PAT WALKER HEALTH CENTER

Health Insurance Education Initiative

a joint program of the Pat Walker Health Center & the Career Development Center

PWHC Home

Back to Student Health Insurance

Overview of the Health Insurance Education Initiative

Glossary of Insurance Terms

Insurance While in College

Insurance in the "Real World"

Checklists and Comparing Insurance Plans

Types of Insurance

Links

Comparing Insurance Plans

Shopping for health insurance can be a daunting task. You are trying to buy something to protect yourself from something you can't predict! 

Below are some tips on questions to ask an employer about their group insurance policy. Also find information about comparing multiple policies.

Questions to ask an employer about their group policies:

• What is the deductible/co-payment amounts? 

• Is there a maximum out of pocket? 

• What is the monthly premium for family/single? 

• What percentage of the employees participate in the insurance plan? 

• Does the policy cover (preventative care, eye, dental, prescription, etc.) benefits? 

• With HMO and PPO, what area doctors and hospitals are included in the networks?

Comparing Multiple Policies

In the table below find a list of recommended areas to compare multiple different insurance policies on.