Off-Campus Life Guide
III. Renters Insurance
Your belongings as a tenant are not protected from theft, fire or water
damage under the owner's insurance. You may, however, be covered under your
parents' home owners policy even though you are living "off the premises".
Check to determine if any limits are imposed by the policy. Many policies
will protect you for only your first year away form home. If further research
leads you to believe that you are in need of an insurance policy, you can
purchase a basic Tenant Insurance Policy from most major insurance companies.
This policy will protect you from the loss of the contents of your dwelling
resulting from fire, theft, or water damage. This includes items such as
furniture, appliances, stereo equipment, television sets, clothing and other
personal items. The cost of insurance is a wise investment in the event
of burglary, fire, or water damage. Personal Property Insurance can also
cover items stolen out of vehicles. This is not covered in Auto Insurance
plans
LOCAL INSURANCE COMPANIES-
(special thanks to Nationwide and State Farm for providing information on
insurance plans and policies)
1. Nationwide Insurance has policies that cover anything from money
and jewelry to tools and other equipment. The prices vary according to what
you desire to be covered under your policy. Call for more information. -
443-1667
2. State Farm Insurance has optional payment plans in which payments
can be made monthly, quarterly, semi-annually or annually. A variety of
personal property items can be covered in any number of the policies offered
by State Farm. Call for more information.-442-5000
3. See The local Yellow Pages for additional agency listings.
IV. Roommates
The people with whom you live, will have a significant effect on your university
experience. Your roomate relationships will influence your studying, your
social activities and your overall well-being. So make the best of your
situation by taking steps to assure a good roomate experience. Learning
to choose a roomate that you can get along with is a valuable asset to the
education you will recieve at the University of Arkansas.
CHOOSING A ROOMATE- To help you find a compatible roomate, OCSA has
a Roomate Referral Service.
HOW TO USE THE ROOMATE REFERRAL SERVICE-
1. Acquire a Roomate Referral Card from the OCSA office, ARKU517.
2. Fill out the card listing: name, address, major, housing need,
etc. and return the card to the OCSA office. It is a good idea to start
your search two to four months before the roomate is needed.
3. Begin roomate search early by reviewing cards in the OCSA office.
You are responsible for making your own contacts with prospective roomates.
4. It is important to find a suitable roommate before you sign the
lease. Also, be sure to pick up a roommate contract at the OCSA office in
ARKU 517.
ROOMATES ON THE WEB
OCSA has been working on our new World Wide Web site. When we have completed
it, we hope to have a bulliten board where we will post roomate refferal
information.
OTHER WAYS TO LOOK FOR ROOMMATES
1. Place an ad in local newspapers such as the Northwest Arkansas Times,
the Morning News and the University newspaper.
2. Tell your friends, neighbors, and classmates that you are looking
for a roommate.
3. Keep your eyes open for announcements and articles advertising
for roommates.
North-West Arkansas Apartment Guide
***All information contained in this guide was supplied by the listed
apartment complexes. While all efforts have been made to provide accurate
and current information, no garentee is given with regard to the accuracy
of the material contained herein.***
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Last updated August 23, 1996
Off-Campus Survival Manual
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